Military Credit

We offer a $500 credit at closing to cover a Home Inspection for all of our military service members!

Military Credit

We offer a $500 credit at closing to cover a Home Inspection for all of our military service members!

advantages of the VA home loan

No down payment as long as the sales price is at or below the home’s appraised value.

  • Must meet the lender's minimum or standards of credit, income, and any other requirements to approve a loan.

 

  • The VA does NOT require a minimum credit score, but most lenders will use a credit score to determine the interest rate and to lower risk.

 

  • Lenders all have different requirements when it comes to qualifying someone for a VA loan. This is why it is important to shop around for a lender so you can compare and negotiate price terms and conditions.

No need for private mortgage insurance (PMI) or mortgage insurance premiums (MIP) PMI is a type of insurance that protects the lender if the borrower ends up not being able to pay the mortgage. It’s usually required on conventional loans if the down payment is less than 20% of the total mortgage amount. MIP is what the Federal Housing Administration (FHA) requires borrowers to pay to self- insure an FHA loan against future loss. Not having to pay PMI could save a borrower on their monthly mortgage payment.

PCSing to Colorado Springs?

Colorado Springs, located at the foot of the majestic Rocky Mountains, is home to several prominent military bases that play a vital role in the nation's defense. This includes United States Air Force Academy, Fort Carson, Peterson Space Force, Schriever Space Force, and Cheyenne Mountain Air Force.

Please complete the following form to download the VA home loan guaranty buyer's guide

Sending...
Successfully sent!
eBook Image

Air Force Academy Graduation

Congratulations to the 2023 graduates of the Air Force Academy. May your wings carry you to new heights, and may your dedication inspire others to follow in your footsteps. Thank you for your service, and may God bless you all, and may God bless the United States of America. Be sure to view our latest episode on "The American Dream TV" and remember, if you are PCS-ing to Colorado Springs or away from the Springs we can help with buying, selling, and renting!

Follow Us On Instagram