What To Expect at Closing

Buyer’s Final Walk-through:

The buyer will do a final walk-through of the home either the day before or the day of closing to verify:

  • You have moved out.
  • The house is in “broom clean” condition
  • All debris is removed from the inside and outside the house
  • All the inclusions, stated in the contract, are at the property
  • The house has not burned down or any damage has been done to the home.

Closing Time:

Make sure that you are out of the home no later than the day before the closing date. You want to make sure the house is in broom clean condition and that all debris and personal property has been removed. At closing, everyone is usually in the same room -- Seller, Buyer, Realtors, Lender, and Title Company -- signing the closing documents. The buyer has the most documents to sign because they are the ones that are getting the loan. Closings last around an hour for buyers that have a loan for the purchase and around 30 minutes or less for buyers purchasing in cash.

What to Bring to Closing:

You will need to bring the following items for a smooth closing:

  • New forwarding address.
  • Social Security card.
  • Photo ID’s
  • Keys to the house
  • Any codes to the house
  • Garage door openers
  • Mailbox Number (if applicable)

Tying Up Loose Ends:

Be sure to do the following the day of closing:

  • Cancel the utilities right after closing.
  • Cancel trash services.
  • Cancel homeowners insurance.

Below is a sample letter that would be a nice gesture to the buyer of your home. It gives them important information that they will need when they move in.

Closing Letter

 

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